![]() Additionally, if the owner of the box is deceased, it can take weeks for the family to gain access to the contents within. If you store anything in your safe deposit box that you may require in the event of an emergency, there is no guarantee that the bank will be open when you need to access your important documents. ![]() Here are three additional limitations to a safe deposit box: Similarly, while a safe deposit box protects you from theft at home, there have been cases of safe deposit theft. While a safe deposit box is weather resistant, there is no guarantee that your documents are completely protected from damage in the event of a natural disaster (although you can decrease this risk by waterproofing your possessions beforehand). Many of the disadvantages of using a safe deposit box are the inverse bullet points of the advantages. Many banks deem their safes to be weather “resistant,” but it never hurts to waterproof your valuables in case of a natural disaster. ![]() If you’ve ever experienced damage to your home, you know the stress of trying to locate your important items and getting them to high ground. Louisiana sees its fair share of storms.And if you’re still concerned about possible theft, you can even acquire safe deposit box insurance. As long as your valuables are not at home, they cannot be stolen if your house is burgled. While nothing is 100% secure, a safe deposit box is pretty much as close as you can get.There’s nothing like knowing exactly where to find all of your important documents, which is why a safe deposit box is so appealing to many people trying to secure their important possessions.But is a safe deposit box really worth it? And what sort of things shouldn’t you lock away? That’s what we’re here to find out! What are the Advantages? So, as a responsible property owner, you’ve probably considered how to protect your precious documents and family heirlooms.įinding a safe, secure place to store those things can help you sleep a little easier at night. The older we get, it seems, the more fancy baubles, valuable items and important documents we acquire. A Safe Deposit box is an easy, inexpensive way to take the weight of responsibility off your shoulders.
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